Your Gateway to Homeownership
Move into your dream home today
Co-own as you build your home equity
Wholly own your home in as little as 3 years

Are you saving for a down payment?
Here’s how many years it would take you:
New York
Los Angeles
Toronto
Vancouver
In short, it would take you FOREVER!

House Price Appreciation prices you
OUT OF the Housing Market.
FractHome puts House Price Appreciation
to your advantage to price you
BACK INTO the Housing Market!
FractHome: The New Homeownership Paradigm
Feature Highlights
Down Payment
Live in your dream home starting today with zero minimum down payment
%
Target Home Equity
Co-own as you build equity in & earn from your home’s price appreciation
Time to Buy Your Own Home
Wholly own your home
in as little as 3 years
How It Works

Secure your Dream Home
Get pre-approved for a specific amount to shop with confidence for your dream home.
Submit your pre-approval application
Answer basic questions about yourself, your co-applicant spouse (if applicable), your employment information and your financial situation such as income, savings and credit profile.
Qualify for a home price budget
Get pre-approved for a specific home price budget, and get to know your corresponding monthly home instalment payment amount and the expected number of payments required to fully own your dream home.
Shop for your dream home
Use your pre-approved home price budget to shop with confidence for your dream home and complete the formalities for FractHome to buy your dream home for you.

Enjoy your Dream Home
Live in your dream home and make your monthly home instalment payments.
Co-own your home
Start to live in your dream home and pay your monthly instalment payments to gradually co-own more of your home.
Build equity in your home
Build equity in your home with each monthly instalment payment and any additional pre-payment you may make.
Earn from your home's price appreciation
Earn from your own home’s price appreciation to accumulate your home equity even faster.

Own your Dream Home
Accumulate requisite home equity to fully own your dream home.
Accumulate requisite home equity
Accumulate sufficient equity in your home to finance a home mortgage with a mortgage lender.
Secure a mortgage on your home
Apply to qualify for and secure a home mortgage with a mortgage lender.
Wholly own your dream home!
Buy out FractHome’s share of your home’s ownership to wholly own your dream home!
Start Your Homeownership Journey!
Sign Up
Are you a Realtor?
Be a pioneer in today’s rapidly evolving real estate landscape
Partner with FractHome
Help your clients find & get into their dream homes and realize their homeownership dream faster
Keep 100% of your commission
Interested? Submit this form
Are you a Mortgage Professional?
Explore the frontier of today’s rapidly evolving home finance landscape
Partner with FractHome
Help your clients find the right mortgage when they are ready to complete their homeownership journey
Keep 100% of your commission
Interested? Submit this form
Are you an Investor?
Invest in a trillion dollar market opportunity at the intersection of two of the largest markets – finance & real estate